Reference

vip288 Legal Terms and Your Account

The legal framework at vip288 sets out what you can expect from us and what we ask of you when you access our lobby, manage your account or…

Terms of UsePrivacy PolicyCookie PolicyAccount RulesQRIS & Wallet Terms
vip288 vip288 Legal Terms and Your Account
LEGAL CONTACT PATHS

How to Reach Us on Legal Matters

If you have a question about how our terms apply to your account, or if you need to exercise a data right, our support team is…

Live Chat Available 24 hours a day, seven days a week from the account dashboard.
Email Support Send detailed legal or data requests to our support address from the email linked…
In-App Help The help widget inside the platform links directly to our terms and privacy documents…
HOW WE HANDLE YOUR DATA

Data, Cookies, Security and Your Rights

We apply a clear set of data practices across every account on the platform — from phone verification at registration through to how long your transaction history is stored.

Data We Collect

We collect the phone number, email address and payment-method details you provide at registration, plus session logs and transaction records generated when you use DANA, OVO, GoPay or QRIS. Nothing beyond what the account and payment flow requires.

Cookie Use

We use session cookies to keep you logged in and functional cookies to remember your wallet preference between visits. Analytics cookies are optional and can be declined from the cookie banner on your first visit.

Account Security

Every account requires phone verification before access is granted. Sessions are protected by encrypted tokens that expire after inactivity. You can end all active sessions from the security tab in your account settings.

Data Retention

Active account data is held for the life of the account plus the regulatory retention period required under Indonesian law. When you close your account we anonymise personal fields within 30 days; transaction records are retained in anonymised form only.

Who to Contact

Data rights requests — access, correction, or deletion — go to our support team via live chat or email. Quote 'data request' in your message and include your registered phone number for identity verification.

Requesting Changes

To update the email or phone number on your account, go to Account Settings and follow the verification step for the new contact detail. For a full account closure and data deletion, raise a ticket through the in-app help widget.

Common Legal and Policy Questions on vip288

These are the questions we receive most often about how our terms and privacy policy work in practice. If your question is not here, our support team can clarify any point within two business days.

We do not sell your personal data. We share only what is required to process a transaction — for example, your wallet identifier with DANA or OVO — and only for that specific payment purpose.

Our terms are governed by applicable law in the jurisdiction where the service operates. Access to the platform and enforcement of rights depends on local law, and eligibility where local law permits applies to all account holders.

Send a data access request via live chat or email from the address linked to your account. Include your registered phone number so we can verify your identity. We aim to respond within two business days.

Yes. Raise a deletion request through the in-app help widget or by email. We anonymise personal fields within 30 days of account closure and retain only anonymised transaction records as required under Indonesian regulations.

Raise the dispute through our live chat within 48 hours. We check our server-side confirmation log against the wallet provider's record. QRIS disputes follow Bank Indonesia's interoperable QR resolution process alongside our internal review.

The core terms apply to all payment methods. Bank transfer and virtual account deposits via BCA, BRI, Mandiri or BNI have an additional step: deposits are matched by reference number and unmatched funds are held for 72 hours before a refund is initiated.

We notify you at least fourteen days before any material change takes effect. The notification goes to the email address on your account. The updated terms are also posted in the Legal section of the platform before the change date.